As a society, we need to continue our efforts to improve the safety of our roads and highways. Drivers must realize the consequences of their actions if they elect to violate traffic laws, or drive while under the influence of drugs or alcohol. Driver safety must become a top priority of the entire driving public in order to reduce the number and severity of auto accidents, save lives, and therefore, reduce the amount of money needed to pay auto insurance claims.

Auto manufacturers should be encouraged to produce cars which are less expensive to repair—current unibody construction and high-tech components significantly increase the cost of property damage claims. Increasing use of “non-original equipment manufacturer” crash parts to repair certain auto parts can result in a significant decrease in repair and claims costs, according to insurance industry studies.